Take-home pay calculator

Enter your salary and state to see your paycheck after federal and state income tax, Social Security and Medicare, at 2026 rates.

Yearly salary before tax

Gross pay for the year. Hourly? Hourly rate × hours a week × 52.

State you work in

Filing status

Married = filing jointly, both incomes together.

Show my pay

Pre-tax savings per year (optional)

Traditional 401(k), 403(b) or similar. Lowers income tax, not Social Security or Medicare.

Local income tax (optional)

Some cities and counties tax wages (for example in MD, NY, OH, PA, IN, MI). Check your pay stub.

Press Calculate to see your take-home pay

An estimate for wages only, using 2026 federal brackets and standard deductions (IRS), the 2026 Social Security wage base (SSA) and state rates as of January 1, 2026 (Tax Foundation). It leaves out tax credits (such as the child tax credit), itemized deductions, health insurance premiums and state payroll taxes like disability insurance. General information, not tax advice.