This or that? Compare the real cost

At national medians, renting costs less month to month, while buying tends to win only after about six years, per Zillow. Your timeline and local prices matter more than the averages.

In October 2026 the best 1-year CD paid a little more than most top savings accounts, about $40 a year more on $10,000 (our calculation). Moving money out of a 0.38% account matters more than which of the two you pick.

Over five years, AAA's numbers make a gas compact SUV about $2,122 cheaper, because faster depreciation outweighs the EV's fuel and maintenance savings. The EV wins clearly on running costs when you can charge at home.

Leasing costs less each month, and buying usually costs less in total. In Bankrate's Camry example, buying came out about $5,472 ahead after three years (our calculation).

A tank is cheaper to buy and wins over 5 to 10 years. Tankless lasts longer and uses less energy, but at about $100 a year in savings it only pays off over a long stay.