Health insurance cost by state
The 2026 benchmark (second-lowest-cost silver) Marketplace plan for a 40-year-old, a month, before subsidies. It ranges from $401 in New Hampshire to $1,299 in Vermont. The U.S. average is $625.
| 1 | New Hampshire | $401 | $4,812 |
| 2 | Maryland | $414 | $4,968 |
| 3 | Minnesota | $448 | $5,376 |
| 4 | Virginia | $455 | $5,460 |
| 5 | Indiana | $474 | $5,688 |
| 6 | Idaho | $490 | $5,880 |
| 7 | Massachusetts | $494 | $5,928 |
| 8 | Nevada | $497 | $5,964 |
| 9 | Iowa | $501 | $6,012 |
| 10 | Rhode Island | $506 | $6,072 |
| 11 | Ohio | $513 | $6,156 |
| 12 | Michigan | $523 | $6,276 |
| 13 | Arizona | $532 | $6,384 |
| 14 | Hawaii | $541 | $6,492 |
| 15 | Oregon | $543 | $6,516 |
| 16 | New Jersey | $545 | $6,540 |
| 17 | Colorado | $557 | $6,684 |
| 18 | South Carolina | $564 | $6,768 |
| 19 | California | $570 | $6,840 |
| 20 | North Dakota | $570 | $6,840 |
| 21 | Pennsylvania | $572 | $6,864 |
| 22 | Kentucky | $590 | $7,080 |
| 23 | Oklahoma | $604 | $7,248 |
| 24 | Missouri | $605 | $7,260 |
| 25 | District of Columbia | $610 | $7,320 |
| 26 | Wisconsin | $611 | $7,332 |
| 27 | Washington | $612 | $7,344 |
| 28 | Georgia | $615 | $7,380 |
| 29 | New Mexico | $623 | $7,476 |
| 30 | North Carolina | $638 | $7,656 |
| 31 | Utah | $640 | $7,680 |
| 32 | Alabama | $645 | $7,740 |
| 33 | Illinois | $646 | $7,752 |
| 34 | Louisiana | $646 | $7,752 |
| 35 | South Dakota | $655 | $7,860 |
| 36 | Texas | $661 | $7,932 |
| 37 | Mississippi | $662 | $7,944 |
| 38 | Kansas | $670 | $8,040 |
| 39 | Florida | $683 | $8,196 |
| 40 | Delaware | $691 | $8,292 |
| 41 | Montana | $692 | $8,304 |
| 42 | Maine | $709 | $8,508 |
| 43 | Nebraska | $710 | $8,520 |
| 44 | Tennessee | $711 | $8,532 |
| 45 | Arkansas | $774 | $9,288 |
| 46 | New York | $817 | $9,804 |
| 47 | Connecticut | $870 | $10,440 |
| 48 | Alaska | $1,032 | $12,384 |
| 49 | West Virginia | $1,073 | $12,876 |
| 50 | Wyoming | $1,090 | $13,080 |
| 51 | Vermont | $1,299 | $15,588 |
Add it to a full month with the budget by state tool.