Home insurance cost in Oklahoma
About $7,255 a year, or $605 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Home insurance cost
$7,255
a year
A month
$605
Rank
51 of 51
1 = cheapest; +191% vs U.S.
Common questions
How much is homeowners insurance in Oklahoma?
About $7,255 a year, or $605 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Is home insurance in Oklahoma expensive?
Oklahoma ranks 51 of 51 (1 = cheapest). Your price depends on the home's rebuild cost, location, claims history, credit and deductible.
Add insurance and taxes to a full payment with the mortgage calculator.
More for Oklahoma: monthly budget · take-home pay · rent.