Home insurance cost in Wyoming
About $1,805 a year, or $150 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Home insurance cost
$1,805
a year
A month
$150
Rank
14 of 51
1 = cheapest; −28% vs U.S.
| State | Home insurance cost | Rank |
|---|---|---|
| New York | $1,710 | 12 |
| Pennsylvania | $1,720 | 13 |
| Wyoming | $1,805 | 14 |
| Utah | $1,810 | 15 |
| California | $1,820 | 16 |
| U.S. | $2,490 | - |
Common questions
How much is homeowners insurance in Wyoming?
About $1,805 a year, or $150 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Is home insurance in Wyoming expensive?
Wyoming ranks 14 of 51 (1 = cheapest). Your price depends on the home's rebuild cost, location, claims history, credit and deductible.
Add insurance and taxes to a full payment with the mortgage calculator.
More for Wyoming: monthly budget · take-home pay · rent.