Home insurance cost in Vermont
About $1,170 a year, or $98 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Home insurance cost
$1,170
a year
A month
$98
Rank
2 of 51
1 = cheapest; −53% vs U.S.
Common questions
How much is homeowners insurance in Vermont?
About $1,170 a year, or $98 a month, for $400,000 of dwelling coverage, per NerdWallet's 2026 rates. The U.S. average is $2,490.
Is home insurance in Vermont expensive?
Vermont ranks 2 of 51 (1 = cheapest). Your price depends on the home's rebuild cost, location, claims history, credit and deductible.
Add insurance and taxes to a full payment with the mortgage calculator.
More for Vermont: monthly budget · take-home pay · rent.