Health insurance cost in Arizona
The benchmark silver Marketplace plan for a 40-year-old costs $532 a month in Arizona in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$532
a month
A year
$6,384
Rank
13 of 51
1 = cheapest; −15% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Ohio | $513 | 11 |
| Michigan | $523 | 12 |
| Arizona | $532 | 13 |
| Hawaii | $541 | 14 |
| Oregon | $543 | 15 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Arizona?
The benchmark silver Marketplace plan for a 40-year-old costs $532 a month in Arizona in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Arizona expensive?
Arizona ranks 13 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Arizona: monthly budget · take-home pay · rent.