Health insurance cost in New Mexico
The benchmark silver Marketplace plan for a 40-year-old costs $623 a month in New Mexico in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$623
a month
A year
$7,476
Rank
29 of 51
1 = cheapest; −0% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Washington | $612 | 27 |
| Georgia | $615 | 28 |
| New Mexico | $623 | 29 |
| North Carolina | $638 | 30 |
| Utah | $640 | 31 |
| U.S. | $625 | - |
Common questions
How much is health insurance in New Mexico?
The benchmark silver Marketplace plan for a 40-year-old costs $623 a month in New Mexico in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in New Mexico expensive?
New Mexico ranks 29 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for New Mexico: monthly budget · take-home pay · rent.