Health insurance cost in Ohio
The benchmark silver Marketplace plan for a 40-year-old costs $513 a month in Ohio in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$513
a month
A year
$6,156
Rank
11 of 51
1 = cheapest; −18% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Iowa | $501 | 9 |
| Rhode Island | $506 | 10 |
| Ohio | $513 | 11 |
| Michigan | $523 | 12 |
| Arizona | $532 | 13 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Ohio?
The benchmark silver Marketplace plan for a 40-year-old costs $513 a month in Ohio in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Ohio expensive?
Ohio ranks 11 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Ohio: monthly budget · take-home pay · rent.