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KFF · Nov 3, 2025

Health insurance cost in District of Columbia

The benchmark silver Marketplace plan for a 40-year-old costs $610 a month in District of Columbia in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Health insurance cost
$610
a month
A year
$7,320
Rank
25 of 51
1 = cheapest; −2% vs U.S.
StateHealth insurance costRank
Oklahoma$60423
Missouri$60524
District of Columbia$61025
Wisconsin$61126
Washington$61227
U.S.$625-

Source: KFF, Average Marketplace Premiums by Metal Tier, 2018-2026 (Nov 3, 2025). Average benchmark premium (second-lowest-cost silver plan) for a 40-year-old, monthly, before premium tax credits, plan year 2026; county-level benchmarks weighted by county plan selections; may include premiums for non-essential health benefits. Source: KFF analysis of Healthcare.gov, state rate review websites, state plan finder tools and state-provided data.

Common questions

How much is health insurance in District of Columbia?

The benchmark silver Marketplace plan for a 40-year-old costs $610 a month in District of Columbia in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Is health insurance in District of Columbia expensive?

District of Columbia ranks 25 of 51 (1 = cheapest). The U.S. average is $625 a month.

Add it to a full month with the budget by state tool.

More for District of Columbia: monthly budget · take-home pay · rent.