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KFF · Nov 3, 2025

Health insurance cost in Mississippi

The benchmark silver Marketplace plan for a 40-year-old costs $662 a month in Mississippi in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Health insurance cost
$662
a month
A year
$7,944
Rank
37 of 51
1 = cheapest; +6% vs U.S.
StateHealth insurance costRank
South Dakota$65535
Texas$66136
Mississippi$66237
Kansas$67038
Florida$68339
U.S.$625-

Source: KFF, Average Marketplace Premiums by Metal Tier, 2018-2026 (Nov 3, 2025). Average benchmark premium (second-lowest-cost silver plan) for a 40-year-old, monthly, before premium tax credits, plan year 2026; county-level benchmarks weighted by county plan selections; may include premiums for non-essential health benefits. Source: KFF analysis of Healthcare.gov, state rate review websites, state plan finder tools and state-provided data.

Common questions

How much is health insurance in Mississippi?

The benchmark silver Marketplace plan for a 40-year-old costs $662 a month in Mississippi in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Is health insurance in Mississippi expensive?

Mississippi ranks 37 of 51 (1 = cheapest). The U.S. average is $625 a month.

Add it to a full month with the budget by state tool.

More for Mississippi: monthly budget · take-home pay · rent.