Health insurance cost in Minnesota
The benchmark silver Marketplace plan for a 40-year-old costs $448 a month in Minnesota in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$448
a month
A year
$5,376
Rank
3 of 51
1 = cheapest; −28% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| New Hampshire | $401 | 1 |
| Maryland | $414 | 2 |
| Minnesota | $448 | 3 |
| Virginia | $455 | 4 |
| Indiana | $474 | 5 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Minnesota?
The benchmark silver Marketplace plan for a 40-year-old costs $448 a month in Minnesota in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Minnesota expensive?
Minnesota ranks 3 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Minnesota: monthly budget · take-home pay · rent.