Health insurance cost in Kentucky
The benchmark silver Marketplace plan for a 40-year-old costs $590 a month in Kentucky in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$590
a month
A year
$7,080
Rank
22 of 51
1 = cheapest; −6% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| North Dakota | $570 | 20 |
| Pennsylvania | $572 | 21 |
| Kentucky | $590 | 22 |
| Oklahoma | $604 | 23 |
| Missouri | $605 | 24 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Kentucky?
The benchmark silver Marketplace plan for a 40-year-old costs $590 a month in Kentucky in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Kentucky expensive?
Kentucky ranks 22 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Kentucky: monthly budget · take-home pay · rent.