Health insurance cost in Washington
The benchmark silver Marketplace plan for a 40-year-old costs $612 a month in Washington in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$612
a month
A year
$7,344
Rank
27 of 51
1 = cheapest; −2% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| District of Columbia | $610 | 25 |
| Wisconsin | $611 | 26 |
| Washington | $612 | 27 |
| Georgia | $615 | 28 |
| New Mexico | $623 | 29 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Washington?
The benchmark silver Marketplace plan for a 40-year-old costs $612 a month in Washington in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Washington expensive?
Washington ranks 27 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Washington: monthly budget · take-home pay · rent.