Health insurance cost in Virginia
The benchmark silver Marketplace plan for a 40-year-old costs $455 a month in Virginia in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$455
a month
A year
$5,460
Rank
4 of 51
1 = cheapest; −27% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Maryland | $414 | 2 |
| Minnesota | $448 | 3 |
| Virginia | $455 | 4 |
| Indiana | $474 | 5 |
| Idaho | $490 | 6 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Virginia?
The benchmark silver Marketplace plan for a 40-year-old costs $455 a month in Virginia in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Virginia expensive?
Virginia ranks 4 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Virginia: monthly budget · take-home pay · rent.