Health insurance cost in Colorado
The benchmark silver Marketplace plan for a 40-year-old costs $557 a month in Colorado in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$557
a month
A year
$6,684
Rank
17 of 51
1 = cheapest; −11% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Oregon | $543 | 15 |
| New Jersey | $545 | 16 |
| Colorado | $557 | 17 |
| South Carolina | $564 | 18 |
| California | $570 | 19 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Colorado?
The benchmark silver Marketplace plan for a 40-year-old costs $557 a month in Colorado in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Colorado expensive?
Colorado ranks 17 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Colorado: monthly budget · take-home pay · rent.