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KFF · Nov 3, 2025

Health insurance cost in Maine

The benchmark silver Marketplace plan for a 40-year-old costs $709 a month in Maine in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Health insurance cost
$709
a month
A year
$8,508
Rank
42 of 51
1 = cheapest; +13% vs U.S.
StateHealth insurance costRank
Delaware$69140
Montana$69241
Maine$70942
Nebraska$71043
Tennessee$71144
U.S.$625-

Source: KFF, Average Marketplace Premiums by Metal Tier, 2018-2026 (Nov 3, 2025). Average benchmark premium (second-lowest-cost silver plan) for a 40-year-old, monthly, before premium tax credits, plan year 2026; county-level benchmarks weighted by county plan selections; may include premiums for non-essential health benefits. Source: KFF analysis of Healthcare.gov, state rate review websites, state plan finder tools and state-provided data.

Common questions

How much is health insurance in Maine?

The benchmark silver Marketplace plan for a 40-year-old costs $709 a month in Maine in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Is health insurance in Maine expensive?

Maine ranks 42 of 51 (1 = cheapest). The U.S. average is $625 a month.

Add it to a full month with the budget by state tool.

More for Maine: monthly budget · take-home pay · rent.