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KFF · Nov 3, 2025

Health insurance cost in New Hampshire

The benchmark silver Marketplace plan for a 40-year-old costs $401 a month in New Hampshire in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Health insurance cost
$401
a month
A year
$4,812
Rank
1 of 51
1 = cheapest; −36% vs U.S.
StateHealth insurance costRank
New Hampshire$4011
Maryland$4142
Minnesota$4483
U.S.$625-

Source: KFF, Average Marketplace Premiums by Metal Tier, 2018-2026 (Nov 3, 2025). Average benchmark premium (second-lowest-cost silver plan) for a 40-year-old, monthly, before premium tax credits, plan year 2026; county-level benchmarks weighted by county plan selections; may include premiums for non-essential health benefits. Source: KFF analysis of Healthcare.gov, state rate review websites, state plan finder tools and state-provided data.

Common questions

How much is health insurance in New Hampshire?

The benchmark silver Marketplace plan for a 40-year-old costs $401 a month in New Hampshire in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Is health insurance in New Hampshire expensive?

New Hampshire ranks 1 of 51 (1 = cheapest). The U.S. average is $625 a month.

Add it to a full month with the budget by state tool.

More for New Hampshire: monthly budget · take-home pay · rent.

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