Health insurance cost in Utah
The benchmark silver Marketplace plan for a 40-year-old costs $640 a month in Utah in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$640
a month
A year
$7,680
Rank
31 of 51
1 = cheapest; +2% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| New Mexico | $623 | 29 |
| North Carolina | $638 | 30 |
| Utah | $640 | 31 |
| Alabama | $645 | 32 |
| Illinois | $646 | 33 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Utah?
The benchmark silver Marketplace plan for a 40-year-old costs $640 a month in Utah in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Utah expensive?
Utah ranks 31 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Utah: monthly budget · take-home pay · rent.