Health insurance cost in Florida
The benchmark silver Marketplace plan for a 40-year-old costs $683 a month in Florida in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$683
a month
A year
$8,196
Rank
39 of 51
1 = cheapest; +9% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Mississippi | $662 | 37 |
| Kansas | $670 | 38 |
| Florida | $683 | 39 |
| Delaware | $691 | 40 |
| Montana | $692 | 41 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Florida?
The benchmark silver Marketplace plan for a 40-year-old costs $683 a month in Florida in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Florida expensive?
Florida ranks 39 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Florida: monthly budget · take-home pay · rent.