Health insurance cost in Pennsylvania
The benchmark silver Marketplace plan for a 40-year-old costs $572 a month in Pennsylvania in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$572
a month
A year
$6,864
Rank
21 of 51
1 = cheapest; −8% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| California | $570 | 19 |
| North Dakota | $570 | 20 |
| Pennsylvania | $572 | 21 |
| Kentucky | $590 | 22 |
| Oklahoma | $604 | 23 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Pennsylvania?
The benchmark silver Marketplace plan for a 40-year-old costs $572 a month in Pennsylvania in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Pennsylvania expensive?
Pennsylvania ranks 21 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Pennsylvania: monthly budget · take-home pay · rent.