Health insurance cost in Montana
The benchmark silver Marketplace plan for a 40-year-old costs $692 a month in Montana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$692
a month
A year
$8,304
Rank
41 of 51
1 = cheapest; +11% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Florida | $683 | 39 |
| Delaware | $691 | 40 |
| Montana | $692 | 41 |
| Maine | $709 | 42 |
| Nebraska | $710 | 43 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Montana?
The benchmark silver Marketplace plan for a 40-year-old costs $692 a month in Montana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Montana expensive?
Montana ranks 41 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Montana: monthly budget · take-home pay · rent.