Health insurance cost in Hawaii
The benchmark silver Marketplace plan for a 40-year-old costs $541 a month in Hawaii in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$541
a month
A year
$6,492
Rank
14 of 51
1 = cheapest; −13% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Michigan | $523 | 12 |
| Arizona | $532 | 13 |
| Hawaii | $541 | 14 |
| Oregon | $543 | 15 |
| New Jersey | $545 | 16 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Hawaii?
The benchmark silver Marketplace plan for a 40-year-old costs $541 a month in Hawaii in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Hawaii expensive?
Hawaii ranks 14 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Hawaii: monthly budget · take-home pay · rent.