Health insurance cost in Maryland
The benchmark silver Marketplace plan for a 40-year-old costs $414 a month in Maryland in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$414
a month
A year
$4,968
Rank
2 of 51
1 = cheapest; −34% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| New Hampshire | $401 | 1 |
| Maryland | $414 | 2 |
| Minnesota | $448 | 3 |
| Virginia | $455 | 4 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Maryland?
The benchmark silver Marketplace plan for a 40-year-old costs $414 a month in Maryland in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Maryland expensive?
Maryland ranks 2 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Maryland: monthly budget · take-home pay · rent.