Health insurance cost in North Dakota
The benchmark silver Marketplace plan for a 40-year-old costs $570 a month in North Dakota in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$570
a month
A year
$6,840
Rank
20 of 51
1 = cheapest; −9% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| South Carolina | $564 | 18 |
| California | $570 | 19 |
| North Dakota | $570 | 20 |
| Pennsylvania | $572 | 21 |
| Kentucky | $590 | 22 |
| U.S. | $625 | - |
Common questions
How much is health insurance in North Dakota?
The benchmark silver Marketplace plan for a 40-year-old costs $570 a month in North Dakota in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in North Dakota expensive?
North Dakota ranks 20 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for North Dakota: monthly budget · take-home pay · rent.