Health insurance cost in Louisiana
The benchmark silver Marketplace plan for a 40-year-old costs $646 a month in Louisiana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$646
a month
A year
$7,752
Rank
34 of 51
1 = cheapest; +3% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Alabama | $645 | 32 |
| Illinois | $646 | 33 |
| Louisiana | $646 | 34 |
| South Dakota | $655 | 35 |
| Texas | $661 | 36 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Louisiana?
The benchmark silver Marketplace plan for a 40-year-old costs $646 a month in Louisiana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Louisiana expensive?
Louisiana ranks 34 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Louisiana: monthly budget · take-home pay · rent.