Health insurance cost in Texas
The benchmark silver Marketplace plan for a 40-year-old costs $661 a month in Texas in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$661
a month
A year
$7,932
Rank
36 of 51
1 = cheapest; +6% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Louisiana | $646 | 34 |
| South Dakota | $655 | 35 |
| Texas | $661 | 36 |
| Mississippi | $662 | 37 |
| Kansas | $670 | 38 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Texas?
The benchmark silver Marketplace plan for a 40-year-old costs $661 a month in Texas in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Texas expensive?
Texas ranks 36 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Texas: monthly budget · take-home pay · rent.