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KFF · Nov 3, 2025

Health insurance cost in Missouri

The benchmark silver Marketplace plan for a 40-year-old costs $605 a month in Missouri in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Health insurance cost
$605
a month
A year
$7,260
Rank
24 of 51
1 = cheapest; −3% vs U.S.
StateHealth insurance costRank
Kentucky$59022
Oklahoma$60423
Missouri$60524
District of Columbia$61025
Wisconsin$61126
U.S.$625-

Source: KFF, Average Marketplace Premiums by Metal Tier, 2018-2026 (Nov 3, 2025). Average benchmark premium (second-lowest-cost silver plan) for a 40-year-old, monthly, before premium tax credits, plan year 2026; county-level benchmarks weighted by county plan selections; may include premiums for non-essential health benefits. Source: KFF analysis of Healthcare.gov, state rate review websites, state plan finder tools and state-provided data.

Common questions

How much is health insurance in Missouri?

The benchmark silver Marketplace plan for a 40-year-old costs $605 a month in Missouri in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.

Is health insurance in Missouri expensive?

Missouri ranks 24 of 51 (1 = cheapest). The U.S. average is $625 a month.

Add it to a full month with the budget by state tool.

More for Missouri: monthly budget · take-home pay · rent.