Health insurance cost in Idaho
The benchmark silver Marketplace plan for a 40-year-old costs $490 a month in Idaho in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$490
a month
A year
$5,880
Rank
6 of 51
1 = cheapest; −22% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Virginia | $455 | 4 |
| Indiana | $474 | 5 |
| Idaho | $490 | 6 |
| Massachusetts | $494 | 7 |
| Nevada | $497 | 8 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Idaho?
The benchmark silver Marketplace plan for a 40-year-old costs $490 a month in Idaho in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Idaho expensive?
Idaho ranks 6 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Idaho: monthly budget · take-home pay · rent.