Health insurance cost in Iowa
The benchmark silver Marketplace plan for a 40-year-old costs $501 a month in Iowa in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$501
a month
A year
$6,012
Rank
9 of 51
1 = cheapest; −20% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Massachusetts | $494 | 7 |
| Nevada | $497 | 8 |
| Iowa | $501 | 9 |
| Rhode Island | $506 | 10 |
| Ohio | $513 | 11 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Iowa?
The benchmark silver Marketplace plan for a 40-year-old costs $501 a month in Iowa in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Iowa expensive?
Iowa ranks 9 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Iowa: monthly budget · take-home pay · rent.