Health insurance cost in New York
The benchmark silver Marketplace plan for a 40-year-old costs $817 a month in New York in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$817
a month
A year
$9,804
Rank
46 of 51
1 = cheapest; +31% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Tennessee | $711 | 44 |
| Arkansas | $774 | 45 |
| New York | $817 | 46 |
| Connecticut | $870 | 47 |
| Alaska | $1,032 | 48 |
| U.S. | $625 | - |
Common questions
How much is health insurance in New York?
The benchmark silver Marketplace plan for a 40-year-old costs $817 a month in New York in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in New York expensive?
New York ranks 46 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for New York: monthly budget · take-home pay · rent.