Health insurance cost in Illinois
The benchmark silver Marketplace plan for a 40-year-old costs $646 a month in Illinois in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$646
a month
A year
$7,752
Rank
33 of 51
1 = cheapest; +3% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Utah | $640 | 31 |
| Alabama | $645 | 32 |
| Illinois | $646 | 33 |
| Louisiana | $646 | 34 |
| South Dakota | $655 | 35 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Illinois?
The benchmark silver Marketplace plan for a 40-year-old costs $646 a month in Illinois in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Illinois expensive?
Illinois ranks 33 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Illinois: monthly budget · take-home pay · rent.