Health insurance cost in Rhode Island
The benchmark silver Marketplace plan for a 40-year-old costs $506 a month in Rhode Island in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$506
a month
A year
$6,072
Rank
10 of 51
1 = cheapest; −19% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Nevada | $497 | 8 |
| Iowa | $501 | 9 |
| Rhode Island | $506 | 10 |
| Ohio | $513 | 11 |
| Michigan | $523 | 12 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Rhode Island?
The benchmark silver Marketplace plan for a 40-year-old costs $506 a month in Rhode Island in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Rhode Island expensive?
Rhode Island ranks 10 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Rhode Island: monthly budget · take-home pay · rent.