Health insurance cost in Indiana
The benchmark silver Marketplace plan for a 40-year-old costs $474 a month in Indiana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Health insurance cost
$474
a month
A year
$5,688
Rank
5 of 51
1 = cheapest; −24% vs U.S.
| State | Health insurance cost | Rank |
|---|---|---|
| Minnesota | $448 | 3 |
| Virginia | $455 | 4 |
| Indiana | $474 | 5 |
| Idaho | $490 | 6 |
| Massachusetts | $494 | 7 |
| U.S. | $625 | - |
Common questions
How much is health insurance in Indiana?
The benchmark silver Marketplace plan for a 40-year-old costs $474 a month in Indiana in 2026 before subsidies, per KFF. Premium tax credits lower that for many buyers, and age, plan level and county change it.
Is health insurance in Indiana expensive?
Indiana ranks 5 of 51 (1 = cheapest). The U.S. average is $625 a month.
Add it to a full month with the budget by state tool.
More for Indiana: monthly budget · take-home pay · rent.